ZIP 76864 Foreclosure, Tax-Lien & Distress Report
Mills County, Texas · High Vacancy market
ZIP code 76864 in Mills County, Texas carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 12/100 structural and 5/100 already moving. Its standout signals are institutional ownership (28/100), mortgage stress (17/100), structural risk (12/100). On the quiet end sit mortgage stress (17/100) and structural risk (12/100).
The peak-phase market in 76864 posted values that rose 2.0% over the year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Home values center near $172,100, an affordability ratio of 5.5×. Educational attainment sits at 23% bachelor's-or-above. At $47,070, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 35/100. The poverty rate is 20.5% — high, a tax-stress and distress correlate. 802 residents call 76864 home, typically aged 55. The ZIP holds roughly 508 housing units. The tenure split is 85% owner-occupied to 15% rented. Rent burden reaches 6% of tenant households. The vacancy rate is 36.0% — elevated.
Net-net, 76864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 76864 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 76864 read uses the identical public-record model applied coast to coast, which means its 6/100 score means exactly what it means anywhere else, and 76864 stays directly comparable to neighboring ZIPs and the rest of Mills County, Texas. Where the public record is thin for 76864, the field stays empty rather than modeled, and fills in as new documents post.
76864's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 76864 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 76864
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 76864 by the numbers
The live 76864 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Mills County
Keep exploring Texas distress
Further distress data across Mills County, Texas at ZIP, county and state level.
Open the complete 76864 acquisition file
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Each signal above is traceable to an open dataset · methodology