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ZIP 76870 Foreclosure, Tax-Lien & Distress Report

Mills County, Texas · High Vacancy market

In Mills County, Texas, ZIP 76870 scores 6 of 100 for composite distress, a minimal level on DLRadar's distress index. The sharpest non-environmental signals are institutional ownership (28/100), mortgage stress (17/100), structural risk (12/100). mortgage stress (17/100) and structural risk (12/100) stay muted. The split runs 12/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 30.6% — elevated. The poverty rate is 0.0% — low. The typical home is worth about $165,600 (2.6× income, relatively affordable). About 42% have a four-year degree. Households earn a median $74,583 — near the roughly $78,000 national figure. The ZIP holds roughly 37 housing units. 66 residents call 76870 home, typically aged 59. On demographic stress specifically, 76870 scores 32/100. The tenure split is 100% owner-occupied to 0% rented.

Net-net, 76870 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 76870 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 76870 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. 76870 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

76870's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 76870 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

6/100
Composite stress
12/100
Structural risk
5/100
Distress activity

What is driving ZIP 76870’s distress

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk4
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 76870 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 76870, the same set carried on every parcel.

Loading ZIP 76870 stress data…

Nearby ZIPs in Mills County

Nearest ZIP codes to 76870

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Mills County, Texas — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 76870

Pull every distressed parcel in 76870 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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