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Mills County, TX: Foreclosures, Tax Liens & Distressed Properties

Mills County, TX, Texas: 9 ZIP codes scored, Mills County, TX averaging 13/100 (minimal, Mills, TX), from 6 to 28. Mills County, TX is in its peak phase (Mills, TX confidence 22/100): Mills, TX home prices up 2.0% (Mills, TX) over twelve months. Mills County, TX lender headwind: 63/100.

Highest-scoring Mills County, TX ZIPs: 76801 (28/100), 76890 (25/100), 76853 (24/100), 76531 (9/100), 76844 (9/100), 76442 (8/100). Also scored in Mills County, TX: 76864, 76870, 76880.

Across Mills County, TX's scored ZIPs: median home value $174,000, household income $55,061, 27.2% vacancy, 11.9% poverty, 81% owner-occupied, median age 49.0.

Mills County, TX insurance distress 27/100 (#1,823 in the US); FEMA hazard 52/100 for Mills, TX; 2 federal disaster declarations in Mills County, TX since 2023 (2 flood); Mills, TX construction distress 10/100.

2 banks with 2 branches lend in Mills County, TX; Mills, TX weighted bank stress 68/100, highest 72/100 in Mills, TX.

Mills County, TX unemployment 3.8% (Mills, TX +0.3 pts, six months).

2,597 housing units in Mills County, TX; 286 Mills, TX renter households; 24% of Mills, TX renters spend 30%+ of income on rent, 6% (Mills, TX) half or more.

Mills County, TX ranks #2,280 nationally on the opportunity index (Mills, TX, among all ranked counties); Mills, TX scores 26.8/100 and Mills, TX sits #203 inside Texas. Mills, TX is in the weak opportunity phase; Mills, TX's primary driver is vacancy, Mills, TX second driver bank institutional; Mills, TX moved down 1,113 places. 1 short-sale listings across Mills, TX; 16 days on market observed in Mills, TX; 28.6% vacancy over 9 Mills, TX ZIPs.

No CFPB county sample covers Mills County, TX. The non-metro area reading for Mills, TX: 1.4% ninety-plus days late; Mills, TX's thirty-to-eighty-nine share is 3.5% (Mills, TX, December 2025 data); Texas overall 1.2%.

Mills County, TX has 1 watched bank; 1 Mills, TX bank sits in an elevated band. Mills, TX footprints: Mcbank (1 branch, stress 72) in Mills, TX.

798 of the 2,597 housing units in Mills, TX sit vacant.

Peak
Market phase
2%
Mills, TX HPI YoY
0%
Drawdown
22
Mills confidence

Mills County ZIPs ranked by distress

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