ZIP 76857 Property Distress & Foreclosure Data

In Brown County, Texas, ZIP 76857 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (61/100). The latent-versus-live split is 45/100 structural and 6/100 already moving. Its standout signals are institutional ownership (47/100), structural risk (45/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low.

The market reads peak — home values rose 1.2% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Median household income is $48,791, below the U.S. median near $78,000. Home values center near $142,600, an affordability ratio of 2.7× — accessible. 8.3% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Around 48% of renters are cost-burdened. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 1,615 housing units. About 2,118 people live here, median age 44. The vacancy rate is 43.3% — elevated.

Net-net, 76857 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.