ZIP 76446 Property Distress & Foreclosure Data

ZIP code 76446 in Erath County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (56/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100). The latent-versus-live split is 56/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.0% year on year, and 34% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Median household income is $63,225, below the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. Home values center near $185,500, an affordability ratio of 2.7× — accessible. The vacancy rate is 19.7% — elevated. 19.8% of residents fall below the poverty threshold. The ZIP holds roughly 3,640 housing units. Around 32% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. DLRadar's demographic-stress index for the area reads 29/100. About 8,144 people live here, median age 40.

Net-net, 76446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.