ZIP 76446 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76446 (Erath County, Texas) lands at 24/100 — low on DLRadar's public-record scoring. Leading the profile are construction/permit lag (100/100), structural risk (56/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (67/100)). The split runs 56/100 structural to 2/100 active on the ground.

The peak-phase market in 76446 posted values that rose 1.3% over the year, and 34% higher over three years (phase confidence 13/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $63,225, below the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. A median home runs $185,500 here, or 2.7 times local income. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 19.8% — high, a tax-stress and distress correlate. There are about 3,640 housing units across 76446. Around 32% of renters are cost-burdened. The tenure split is 86% owner-occupied to 14% rented. The demographic-stress sub-score lands at 29/100. Population is roughly 8,144 with a median age of 40.

On the whole, 76446 leans distressed, with opportunity clustered in specific stressed parcels. While 76446 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 76446 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76446 can be compared directly against any other ZIP in Erath County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 76446, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

76446's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 76446 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.