Erath County, TX: Foreclosures, Tax Liens & Distressed Properties
Erath County, TX, Texas: 13 ZIP codes scored, Erath County, TX averaging 21/100 (low, Erath, TX), from 9 to 28. Erath County, TX is in its peak phase (Erath, TX confidence 9/100): Erath, TX home prices up 0.9% (Erath, TX) over twelve months. Erath County, TX lender headwind: 7/100.
Highest-scoring Erath County, TX ZIPs: 76649 (28/100), 76463 (27/100), 76401 (26/100), 76402 (26/100), 76453 (25/100), 76433 (24/100). Also scored in Erath County, TX: 76446, 76690, 76462, 76457, 76445, 76436, 76444.
Across Erath County, TX's scored ZIPs: median home value $245,990, household income $67,572, 24.2% vacancy, 11.9% poverty, 83% owner-occupied, median age 40.1.
Erath County, TX insurance distress 24/100 (#1,968 in the US); FEMA hazard 0/100 for Erath, TX; 2 Erath, TX NFIP flood claims, $76K paid; Erath, TX construction distress 92/100.
9 banks with 14 branches lend in Erath County, TX; Erath, TX weighted bank stress 45/100, highest 77/100 in Erath, TX.
Erath County, TX unemployment 3.9% (Erath, TX +0.3 pts, six months); 37 new housing units permitted in Erath County, TX over twelve months, Erath, TX down 57% from 86; Erath, TX home prices +12.7% a year (Erath, TX) over three years.
18,694 housing units in Erath County, TX; 5,929 Erath, TX renter households; 49% of Erath, TX renters spend 30%+ of income on rent, 31% (Erath, TX) half or more.
Erath County, TX ranks #2,771 nationally on the opportunity index (Erath, TX, among all ranked counties); Erath, TX scores 24.6/100 and Erath, TX sits #238 inside Texas. Erath, TX is in the weak opportunity phase; Erath, TX's primary driver is construction, Erath, TX second driver vacancy; Erath, TX moved down 1,006 places. 1 short-sale listings across Erath, TX; 0 days on market observed in Erath, TX; 12.4% vacancy over 13 Erath, TX ZIPs.
No CFPB county sample covers Erath County, TX. The non-metro area reading for Erath, TX: 1.4% ninety-plus days late; Erath, TX's thirty-to-eighty-nine share is 3.5% (Erath, TX, December 2025 data); Texas overall 1.2%.
Erath County, TX has 8 watched banks; 8 Erath, TX banks sit in an elevated band. Erath, TX footprints: Texasbank (3 branches, stress 35) in Erath, TX; First Financial Bank (2 branches, stress 49) in Erath, TX; First National Bank Texas (1 branch, stress 77) in Erath, TX.
1,878 of the 18,694 housing units in Erath, TX sit vacant. Erath County, TX permitted 18 multifamily units in twelve months; Erath, TX's one-to-four unit structures added 19 units in Erath County, TX.
Where distress concentrates in Erath County
Other reads worth pulling
Read these together. Market cycle sets the backdrop, bank and insurance stress predict supply, and ZIP detail tells you where to buy.
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