ZIP 76433 Property Distress & Foreclosure Data

In Erath County, Texas, ZIP 76433 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (96/100), structural risk (57/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. On the structural side it scores 57/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (67/100), flood (NFIP) exposure (63/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $110,160, median income runs above typical U.S. levels. The poverty rate is 4.6% — low. The vacancy rate is 8.1%. The ZIP holds roughly 954 housing units. 2,018 residents call 76433 home, typically aged 54. 87% of housing is owner-occupied. Around 37% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Around 43% of adults hold a bachelor's degree or higher. The typical home is worth about $395,000 (3.7× income, relatively affordable).

Overall, 76433 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.