ZIP 76077 Foreclosure, Tax-Lien & Distress Report

ZIP code 76077 in Somervell County, Texas carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 27/100, against 1/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (27/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 18% bachelor's-or-above. 809 residents call 76077 home, typically aged 27. 89% of housing is owner-occupied. Rent burden reaches 0% of tenant households. At $199,500, median income runs above typical U.S. levels. The ZIP holds roughly 358 housing units. 31.0% of residents fall below the poverty threshold. On demographic stress specifically, 76077 scores 28/100. The typical home is worth about $480,000 (2.9× income, relatively affordable). Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 76077 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 76077 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 76077 stays directly comparable to neighboring ZIPs and the rest of Somervell County, Texas. Where the public record is thin for 76077, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 figure for 76077 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 76077 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.