ZIP 76077 Property Distress & Foreclosure Data

ZIP code 76077 in Somervell County, Texas carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 21/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (62/100), structural risk (21/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 18% bachelor's-or-above. About 809 people live here, median age 27. Owners hold 89% of homes, renters 11%. Around 0% of renters are cost-burdened. Median household income is $199,500, above the U.S. median near $78,000. The ZIP holds roughly 358 housing units. 31.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $480,000, an affordability ratio of 2.9× — accessible. The vacancy rate is 21.3% — elevated.

Net-net, 76077 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.