Somervell County, TX: Foreclosures, Tax Liens & Distressed Properties

Somervell County, TX, Texas: 7 ZIP codes scored, Somervell County, TX averaging 19/100 (low, Somervell, TX), from 13 to 24. Somervell County, TX is in its peak phase (Somervell, TX confidence 22/100): Somervell, TX home prices up 2.0% (Somervell, TX) over twelve months. Somervell County, TX lender headwind: 0/100.

Highest-scoring Somervell County, TX ZIPs: 76433 (24/100), 76690 (24/100), 76033 (22/100), 76048 (19/100), 76043 (18/100), 76077 (16/100). Also scored in Somervell County, TX: 76070.

Across Somervell County, TX's scored ZIPs: median home value $299,250, household income $72,553, 13.6% vacancy, 11.3% poverty, 80% owner-occupied, median age 38.0.

Somervell County, TX insurance distress 20/100 (#2,332 in the US); FEMA hazard 0/100 for Somervell, TX; 1 Somervell, TX NFIP flood claims, $14K paid; Somervell, TX construction distress 80/100.

3 banks with 3 branches lend in Somervell County, TX; Somervell, TX weighted bank stress 38/100, highest 49/100 in Somervell, TX.

Somervell County, TX unemployment 4.9% (Somervell, TX +0.5 pts, six months); 26 new housing units permitted in Somervell County, TX over twelve months, Somervell, TX down 45% from 47; Somervell, TX home prices +12.6% a year (Somervell, TX) over three years.

4,017 housing units in Somervell County, TX; 645 Somervell, TX renter households; 35% of Somervell, TX renters spend 30%+ of income on rent, 5% (Somervell, TX) half or more.

Somervell County, TX ranks #2,197 nationally on the opportunity index (Somervell, TX, among all ranked counties); Somervell, TX scores 27.0/100 and Somervell, TX sits #193 inside Texas. Somervell, TX is in the weak opportunity phase; Somervell, TX's primary driver is construction, Somervell, TX second driver vacancy; Somervell, TX moved up 330 places. 130 days on market observed in Somervell, TX; 10.3% vacancy over 7 Somervell, TX ZIPs.

No CFPB county sample covers Somervell County, TX. The non-metro area reading for Somervell, TX: 1.4% ninety-plus days late; Somervell, TX's thirty-to-eighty-nine share is 3.5% (Somervell, TX, December 2025 data); Texas overall 1.2%.

Somervell County, TX has 2 watched banks; 2 Somervell, TX banks sit in an elevated band. Somervell, TX footprints: First Financial Bank (1 branch, stress 49) in Somervell, TX; Prosperity Bank (1 branch, stress 33) in Somervell, TX.

304 of the 4,017 housing units in Somervell, TX sit vacant. Somervell County, TX permitted 0 multifamily units in twelve months; Somervell, TX's one-to-four unit structures added 26 units in Somervell County, TX.