ZIP 76476 Foreclosure, Tax-Lien & Distress Report

ZIP 76476's composite property-distress score is 20/100 - DLRadar classes that as low for Hood County, Texas. Structural exposure scores 45 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are structural risk (45/100), construction/permit lag (43/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (71/100), flood (NFIP) exposure (61/100).

The market reads peak — home values rose 0.9% year on year, and 8% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,638 with a median age of 37. The ZIP holds roughly 1,321 housing units. 9.6% of residents fall below the poverty threshold. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 7.2%. Households earn a median $77,429 — near the roughly $78,000 national figure. Educational attainment sits at 19% bachelor's-or-above. The demographic-stress sub-score lands at 27/100. Home values center near $249,600, an affordability ratio of 2.8× — accessible. Around 32% of renters are cost-burdened.

On balance 76476 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 76476 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 76476 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76476 can be compared directly against any other ZIP in Hood County, Texas or nationwide. The score is rebuilt from public data as it updates, so 76476 reflects the current record instead of a stale or modeled snapshot.

Behind 76476's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 76476 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.