ZIP 76401 Foreclosure, Tax-Lien & Distress Report
Erath County, Texas · Distress market
Erath County, Texas's ZIP 76401 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (73/100)). The pressure is most legible in construction/permit lag (100/100), structural risk (62/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural exposure scores 62 and live distress 2 on the 0–100 scale.
The peak-phase market in 76401 posted values that rose 0.9% over the year, and 22% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.
There are about 13,764 housing units across 76401. Rent burden reaches 45% of tenant households. Vacancy runs 11.0%. On demographic stress specifically, 76401 scores 35/100. A median home runs $270,000 here, or 4.1 times local income. At $60,864, median income runs below typical U.S. levels. The tenure split is 57% owner-occupied to 43% rented. About 35% have a four-year degree. About 30,873 people live here, median age 30. 15.9% of residents fall below the poverty threshold.
On balance 76401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 76401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 76401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 76401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 27/100 for 76401 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 76401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 76401 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
76401 at a glance
A live read on 76401: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Erath County
More distress data near 76401
Other reports tied to Erath County, Texas — ZIP, county and statewide.
The complete 76401 distress and acquisition report
Open 76401 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology