ZIP 76401 Property Distress & Foreclosure Data

In Erath County, Texas, ZIP 76401 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), flood (NFIP) exposure (74/100). Its standout signals are construction/permit lag (100/100), structural risk (62/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 62/100 against active distress of 2/100.

The market reads peak — home values rose 1.1% year on year, and 22% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 13,764 housing units across 76401. Rent burden reaches 45% of tenant households. Vacancy runs 11.0%. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $270,000, an affordability ratio of 4.1×. Median household income is $60,864, below the U.S. median near $78,000. Owners hold 57% of homes, renters 43%. Educational attainment sits at 35% bachelor's-or-above. About 30,873 people live here, median age 30. 15.9% of residents fall below the poverty threshold.

Net-net, 76401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.