Hamilton County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hamilton County, TX distress report, 2026: 10 ZIPs scored in Hamilton, TX, Hamilton, TX average 15/100; the top Hamilton, TX ZIP is 76566 at 26/100; Hamilton, TX market phase peak, Hamilton, TX prices +2.0% year over year.
- Hamilton, TX ranks #464 nationally (opportunity index); Hamilton, TX #67 in Texas; Hamilton, TX index 33.6.
- Hamilton, TX: no CFPB county sample; Hamilton, TX non-metro area reading 1.4%.
- Hamilton, TX ZIP phases: 10 peak.
- Hamilton, TX residential listings tracked: 9 across 5 ZIPs; Hamilton, TX candidate listings 2.
- Hamilton, TX lenders on watch: 3; largest Hamilton, TX footprint Mcbank (2 branches).
- Hamilton, TX most distressed ZIP: 76566 at 26/100.
Hamilton, TX figures: DLRadar distress index; Hamilton, TX inputs: CFPB, FHFA, HUD, FDIC; Hamilton, TX rebuilt as sources refresh.
| Rank | Hamilton, TX ZIP | Score |
|---|---|---|
| 1 | 76566 | 26/100 |
| 2 | 76525 | 22/100 |
| 3 | 76457 | 21/100 |
| 4 | 76538 | 20/100 |
| 5 | 76637 | 18/100 |
| 6 | 76436 | 10/100 |
| 7 | 76565 | 10/100 |
| 8 | 76531 | 9/100 |
| 9 | 76844 | 9/100 |
| 10 | 76442 | 8/100 |
Most distressed Hamilton, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hamilton, TX
No CFPB county sample covers Hamilton, TX; the non-metro area reading for Hamilton, TX: 1.4% ninety-plus; Hamilton, TX area thirty-to-eighty-nine 3.5% (December 2025, Hamilton, TX); Texas overall 1.2%.
Opportunity index: Hamilton, TX
Hamilton, TX index 33.6, Hamilton, TX phase peak_opportunity; Hamilton, TX primary driver vacancy, Hamilton, TX second driver bank institutional. Hamilton, TX components: property stress 22.1, foreclosure pressure 23.7, listing discounts 35.4, bank stress 59.9, insurance 0.0; Hamilton, TX pulse 38.3; Hamilton, TX capital opportunity 26.6; Hamilton, TX seven-day change -0.4%.
ZIP market phases inside Hamilton, TX
10 Hamilton, TX ZIPs carry a price-cycle phase; Hamilton, TX ZIPs by phase (Hamilton, TX), deepest drawdown first: peak, +1.6% YoY, 1.6% off peak (Hamilton, TX): 76637; peak, +1.4% YoY, 0.7% off peak (Hamilton, TX): 76566; peak, +1.5% YoY, 0.5% off peak (Hamilton, TX): 76525; peak, +1.7% YoY, 0.3% off peak (Hamilton, TX): 76538; peak, +1.6% YoY, 0.2% off peak (Hamilton, TX): 76457; peak, +2.0% YoY, 0.0% off peak (Hamilton, TX): 76844; peak, +2.0% YoY (Hamilton, TX): 76436, 76442, 76531, 76565.
Residential listings by Hamilton, TX ZIP
Hamilton, TX ZIPs with the most tracked Hamilton, TX residential listings: 76525 3 listings, 2 candidates, bank pressure 63; 76531 3 listings, 0 candidates, bank pressure 58; 76538 2 listings, 0 candidates, bank pressure 64; 76457 1 listings, 0 candidates, bank pressure 58 (Hamilton, TX); 76565 0 listings, 0 candidates, bank pressure 73. Hamilton, TX totals: 9 listings; Hamilton, TX candidates 2; active ZIPs 3.
Lenders with branches in Hamilton, TX
Hamilton, TX lenders by branch count: Mcbank (Hamilton, TX): stress 72, 2 branches low in Hamilton, TX; Extraco Banks National Assn (Hamilton, TX): stress 80, 1 branch moderate in Hamilton, TX; Sunflower Bank National Assn (Hamilton, TX): stress 76, 1 branch low in Hamilton, TX.
Vacancy and permits, Hamilton, TX
1,252 of 4,372 Hamilton, TX housing units are vacant; Hamilton, TX permits, twelve months: 5 multifamily units in Hamilton, TX, 20 one-to-four unit units.
Work Hamilton, TX at the parcel level
Every Hamilton, TX parcel carries owner and address; every Hamilton, TX parcel carries APN; Hamilton, TX distress scores sit on the Hamilton, TX live board.
Hamilton, TX figures refresh with each source.
Hamilton, TX questions
Most distressed ZIP code in Hamilton County, TX?
ZIP 76566 leads Hamilton, TX at 26/100; next in Hamilton, TX: 76525 at 22/100; the Hamilton, TX average is 15/100.
Where does Hamilton County, TX rank for investment opportunity?
Hamilton, TX is #464 among all ranked counties, #67 in Texas; the Hamilton, TX driver is vacancy; Hamilton, TX moved up 26 places.
How many mortgages are delinquent in Hamilton County, TX?
Hamilton, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hamilton, TX.
Which banks lend in Hamilton County, TX?
3 watched lenders hold Hamilton, TX branches; the largest Hamilton, TX footprints are Mcbank (2), Extraco Banks National Assn (1), Sunflower Bank National Assn (1).
More on Hamilton, TX
Hamilton County, TX distress report: public-record figures for Hamilton, TX; not legal advice for Hamilton, TX; not tax or investment advice; verify every Hamilton, TX record before acting.