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Nacogdoches County, TX: Foreclosures, Tax Liens & Distressed Properties

Nacogdoches County, TX, Texas: 10 ZIP codes scored, Nacogdoches County, TX averaging 31/100 (moderate, Nacogdoches, TX), from 29 to 32. Nacogdoches County, TX is in its peak phase (Nacogdoches, TX confidence 9/100): Nacogdoches, TX home prices up 0.9% (Nacogdoches, TX) over twelve months. Nacogdoches County, TX lender headwind: 35/100.

Highest-scoring Nacogdoches County, TX ZIPs: 75788 (32/100), 75937 (32/100), 75943 (32/100), 75944 (32/100), 75961 (32/100), 75962 (32/100). Also scored in Nacogdoches County, TX: 75964, 75965, 75760, 75946.

Across Nacogdoches County, TX's scored ZIPs: median home value $148,325, household income $51,472, 20.5% vacancy, 17.0% poverty, 76% owner-occupied, median age 38.6.

Nacogdoches County, TX insurance distress 83/100 (#265 in the US); FEMA hazard 84/100 for Nacogdoches, TX; 4 federal disaster declarations in Nacogdoches County, TX since 2023 (2 hurricane, 2 flood); 3 Nacogdoches, TX NFIP flood claims, $316K paid; Nacogdoches, TX construction distress 58/100.

9 banks with 18 branches lend in Nacogdoches County, TX; Nacogdoches, TX weighted bank stress 56/100, highest 77/100 in Nacogdoches, TX.

Nacogdoches County, TX unemployment 5.2% (Nacogdoches, TX +0.4 pts, six months); 30 new housing units permitted in Nacogdoches County, TX over twelve months, Nacogdoches, TX down 9% from 33; Nacogdoches, TX home prices +8.9% a year (Nacogdoches, TX) over three years.

29,156 housing units in Nacogdoches County, TX; 10,541 Nacogdoches, TX renter households; 52% of Nacogdoches, TX renters spend 30%+ of income on rent, 29% (Nacogdoches, TX) half or more.

Nacogdoches County, TX ranks #1,941 nationally on the opportunity index (Nacogdoches, TX, among all ranked counties); Nacogdoches, TX scores 27.9/100 and Nacogdoches, TX sits #172 inside Texas. Nacogdoches, TX is in the weak opportunity phase; Nacogdoches, TX's primary driver is vacancy, Nacogdoches, TX second driver construction; Nacogdoches, TX moved down 742 places. 1 short-sale listings across Nacogdoches, TX; 64 days on market observed in Nacogdoches, TX; 11.9% vacancy over 10 Nacogdoches, TX ZIPs.

No CFPB county sample covers Nacogdoches County, TX. The non-metro area reading for Nacogdoches, TX: 1.4% ninety-plus days late; Nacogdoches, TX's thirty-to-eighty-nine share is 3.5% (Nacogdoches, TX, December 2025 data); Texas overall 1.2%.

Nacogdoches County, TX has 7 watched banks; 7 Nacogdoches, TX banks sit in an elevated band. Nacogdoches, TX footprints: Commercial Bank Of Texas Na (6 branches, stress 58) in Nacogdoches, TX; Austin Bank Texas Na (2 branches, stress 31) in Nacogdoches, TX; First National Bank Texas (1 branch, stress 77) in Nacogdoches, TX.

HUD lists 2 assisted multifamily properties in Nacogdoches County, TX with 148 units; 147 Nacogdoches, TX units are assisted, 1 Nacogdoches, TX properties under project-based Section 8.

3,854 of the 29,156 housing units in Nacogdoches, TX sit vacant. Nacogdoches County, TX permitted 0 multifamily units in twelve months; Nacogdoches, TX's one-to-four unit structures added 30 units in Nacogdoches County, TX.

Peak
Market phase
0.9%
Nacogdoches, TX HPI YoY
0%
Drawdown
9
Nacogdoches confidence

Where distress concentrates in Nacogdoches County

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