Mcculloch County, TX: Foreclosures, Tax Liens & Distressed Properties

Mcculloch County, TX, Texas: 7 ZIP codes scored, Mcculloch County, TX averaging 23/100 (low, Mcculloch, TX), from 21 to 24. Mcculloch County, TX is in its peak phase (Mcculloch, TX confidence 22/100): Mcculloch, TX home prices up 2.0% (Mcculloch, TX) over twelve months. Mcculloch County, TX lender headwind: 35/100.

Highest-scoring Mcculloch County, TX ZIPs: 76871 (24/100), 76852 (23/100), 76872 (23/100), 76887 (23/100), 76825 (22/100), 76836 (22/100). Also scored in Mcculloch County, TX: 76858.

Across Mcculloch County, TX's scored ZIPs: median home value $176,700, household income $55,086, 42.6% vacancy, 10.0% poverty, 86% owner-occupied, median age 53.9.

Mcculloch County, TX insurance distress 65/100 (#775 in the US); FEMA hazard 68/100 for Mcculloch, TX; 4 federal disaster declarations in Mcculloch County, TX since 2023 (4 flood); 1 Mcculloch, TX NFIP flood claims, $19K paid; Mcculloch, TX construction distress 86/100.

2 banks with 2 branches lend in Mcculloch County, TX; Mcculloch, TX weighted bank stress 58/100, highest 73/100 in Mcculloch, TX.

Mcculloch County, TX unemployment 5.5% (Mcculloch, TX -0.4 pts, six months); 2 new housing units permitted in Mcculloch County, TX over twelve months, Mcculloch, TX down 33% from 3; Mcculloch, TX home prices +8.2% a year (Mcculloch, TX) over three years.

4,219 housing units in Mcculloch County, TX; 922 Mcculloch, TX renter households; 28% of Mcculloch, TX renters spend 30%+ of income on rent, 6% (Mcculloch, TX) half or more.

Mcculloch County, TX ranks #5 nationally on the opportunity index (Mcculloch, TX, among all ranked counties); Mcculloch, TX scores 43.4/100 and Mcculloch, TX sits #1 inside Texas. Mcculloch, TX is in the strong_buy opportunity phase; Mcculloch, TX's primary driver is vacancy, Mcculloch, TX second driver construction; Mcculloch, TX moved up 5 places. 2 short-sale listings across Mcculloch, TX; 78 days on market observed in Mcculloch, TX; 25.3% vacancy over 7 Mcculloch, TX ZIPs.

No CFPB county sample covers Mcculloch County, TX. The non-metro area reading for Mcculloch, TX: 1.4% ninety-plus days late; Mcculloch, TX's thirty-to-eighty-nine share is 3.5% (Mcculloch, TX, December 2025 data); Texas overall 1.2%.

Mcculloch County, TX has 2 watched banks; 2 Mcculloch, TX banks sit in an elevated band. Mcculloch, TX footprints: Brady National Bank (1 branch, stress 73) in Mcculloch, TX; Commercial Nb Of Brady (1 branch, stress 42) in Mcculloch, TX.

922 of the 4,219 housing units in Mcculloch, TX sit vacant. Mcculloch County, TX permitted 0 multifamily units in twelve months; Mcculloch, TX's one-to-four unit structures added 2 units in Mcculloch County, TX.