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ZIP 76872 Foreclosure, Tax-Lien & Distress Report

Mcculloch County, Texas · High Vacancy market

DLRadar grades ZIP 76872 (Mcculloch County, Texas) at a low 25/100 for overall property distress. Structural exposure scores 59 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), flood (NFIP) exposure (69/100). Its heaviest discrete signals: construction/permit lag (100/100), institutional ownership (71/100), structural risk (59/100). On the quiet end sit mortgage stress (29/100).

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $255,000 here, or 3.5 times local income. Roughly 24.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 662 with a median age of 57. Around 15% of adults hold a bachelor's degree or higher. 93% of housing is owner-occupied. The vacancy rate is 35.1% — elevated. Households earn a median $55,278 — below the roughly $78,000 national figure. On demographic stress specifically, 76872 scores 37/100. The ZIP holds roughly 464 housing units. Rent burden reaches 56% of tenant households.

On the whole, 76872 leans distressed, with opportunity clustered in specific stressed parcels. While 76872 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 76872 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76872 can be compared directly against any other ZIP in Mcculloch County, Texas or nationwide. 76872 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

76872's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 76872 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
59/100
Structural risk
9/100
Distress activity

What is driving ZIP 76872’s distress

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk8
9 further distress layers are graded for 76872

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 76872 distress snapshot

The live 76872 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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