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ZIP 76825 Foreclosure, Tax-Lien & Distress Report

Mcculloch County, Texas · High Vacancy market

DLRadar grades ZIP 76825 (Mcculloch County, Texas) at a low 25/100 for overall property distress. The latent-versus-live split is 58/100 structural and 8/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), institutional ownership (69/100), structural risk (58/100). mortgage stress (28/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (71/100), flood (NFIP) exposure (61/100)).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 45% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 6,595 people live here, median age 43. Roughly 13.4% live below the poverty line. The ZIP holds roughly 3,390 housing units. The tenure split is 66% owner-occupied to 34% rented. On demographic stress specifically, 76825 scores 27/100. Vacancy runs 23.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $50,766 — below the roughly $78,000 national figure. Around 25% of renters are cost-burdened. A median home runs $148,800 here, or 2.0 times local income. Educational attainment sits at 20% bachelor's-or-above.

Taken together, 76825 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 76825 at the moment; the composite and its components are still built from verifiable public records.

The 76825 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 76825 stays directly comparable to neighboring ZIPs and the rest of Mcculloch County, Texas. 76825 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 76825 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 76825 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
58/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 76825

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk9
Another 9 scored dimensions sit behind 76825

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 76825 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Mcculloch County ZIP reports

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