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Jack County, TX: Foreclosures, Tax Liens & Distressed Properties

Jack County, TX, Texas: 11 ZIP codes scored, Jack County, TX averaging 21/100 (low, Jack, TX), from 14 to 22. Jack County, TX is in its peak phase (Jack, TX confidence 22/100): Jack, TX home prices up 2.0% (Jack, TX) over twelve months. Jack County, TX lender headwind: 26/100.

Highest-scoring Jack County, TX ZIPs: 76365 (22/100), 76427 (22/100), 76431 (22/100), 76449 (22/100), 76458 (22/100), 76459 (22/100). Also scored in Jack County, TX: 76486, 76487, 76426, 76230, 76389.

Across Jack County, TX's scored ZIPs: median home value $238,555, household income $73,303, 21.3% vacancy, 9.5% poverty, 80% owner-occupied, median age 44.1.

Jack County, TX insurance distress 66/100 (#758 in the US); FEMA hazard 59/100 for Jack, TX; 3 federal disaster declarations in Jack County, TX since 2023; 2 Jack, TX NFIP flood claims, $123K paid; Jack, TX construction distress 60/100.

4 banks with 4 branches lend in Jack County, TX; Jack, TX weighted bank stress 56/100, highest 67/100 in Jack, TX.

Jack County, TX unemployment 5.5% (Jack, TX -0.1 pts, six months); 6 new housing units permitted in Jack County, TX over twelve months, Jack, TX down 14% from 7; Jack, TX home prices +10.5% a year (Jack, TX) over three years.

3,811 housing units in Jack County, TX; 825 Jack, TX renter households; 36% of Jack, TX renters spend 30%+ of income on rent, 24% (Jack, TX) half or more.

Jack County, TX ranks #279 nationally on the opportunity index (Jack, TX, among all ranked counties); Jack, TX scores 34.9/100 and Jack, TX sits #38 inside Texas. Jack, TX is in the overheated opportunity phase; Jack, TX's primary driver is vacancy, Jack, TX second driver bank institutional; Jack, TX moved down 200 places. 3 short-sale listings across Jack, TX; 32 days on market observed in Jack, TX; 19.0% vacancy over 11 Jack, TX ZIPs.

No CFPB county sample covers Jack County, TX. The non-metro area reading for Jack, TX: 1.4% ninety-plus days late; Jack, TX's thirty-to-eighty-nine share is 3.5% (Jack, TX, December 2025 data); Texas overall 1.2%.

Jack County, TX has 4 watched banks; 4 Jack, TX banks sit in an elevated band. Jack, TX footprints: Jacksboro National Bank (1 branch, stress 67) in Jack, TX; First State Bank (1 branch, stress 66) in Jack, TX; Ciera Bank (1 branch, stress 56) in Jack, TX.

825 of the 3,811 housing units in Jack, TX sit vacant. Jack County, TX permitted 0 multifamily units in twelve months; Jack, TX's one-to-four unit structures added 6 units in Jack County, TX.

Peak
Market phase
2%
Jack, TX HPI YoY
0%
Drawdown
22
Jack confidence

Most distressed ZIP codes in Jack County

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