Jefferson County, TX: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, TX, Texas: 18 ZIP codes scored, Jefferson County, TX averaging 36/100 (moderate, Jefferson, TX), from 32 to 36. Jefferson County, TX is in its peak phase (Jefferson, TX confidence 33/100): Jefferson, TX home prices up 3.6% (Jefferson, TX) over twelve months. Jefferson County, TX lender headwind: 36/100.

Highest-scoring Jefferson County, TX ZIPs: 77613 (36/100), 77619 (36/100), 77622 (36/100), 77627 (36/100), 77629 (36/100), 77640 (36/100). Also scored in Jefferson County, TX: 77642, 77651, 77655, 77701, 77702, 77703, 77705, 77706, 77707, 77708.

Across Jefferson County, TX's scored ZIPs: median home value $165,522, household income $62,377, 14.3% vacancy, 16.1% poverty, 69% owner-occupied, median age 39.3.

Jefferson County, TX insurance distress 81/100 (#313 in the US); FEMA hazard 74/100 for Jefferson, TX; 2 federal disaster declarations in Jefferson County, TX since 2023 (2 hurricane); 133 Jefferson, TX NFIP flood claims, $3.9M paid; Jefferson, TX construction distress 78/100.

18 banks with 42 branches lend in Jefferson County, TX; Jefferson, TX weighted bank stress 61/100, highest 80/100 in Jefferson, TX.

Jefferson County, TX unemployment 6.3% (Jefferson, TX +0.3 pts, six months); 269 new housing units permitted in Jefferson County, TX over twelve months, Jefferson, TX down 28% from 374; Jefferson, TX home prices +6.2% a year (Jefferson, TX) over three years.

109,884 housing units in Jefferson County, TX; 35,734 Jefferson, TX renter households; 45% of Jefferson, TX renters spend 30%+ of income on rent, 24% (Jefferson, TX) half or more.

Jefferson County, TX ranks #622 nationally on the opportunity index (Jefferson, TX, among all ranked counties); Jefferson, TX scores 32.8/100 and Jefferson, TX sits #75 inside Texas. Jefferson, TX is in the peak_opportunity opportunity phase; Jefferson, TX's primary driver is construction, Jefferson, TX second driver vacancy; Jefferson, TX moved up 2 places. 9 short-sale listings across Jefferson, TX; 120 days on market observed in Jefferson, TX; 14.4% vacancy over 18 Jefferson, TX ZIPs.

2.1% of Jefferson County, TX mortgages were ninety-plus days late in December 2025; Jefferson, TX's thirty-to-eighty-nine-day share was 4.8% (CFPB county sample). Jefferson, TX's ninety-day rate is unchanged on twelve months earlier; the Jefferson, TX peak since 2008 was 3.7% in February 2010; Texas overall reads 1.2%.

Jefferson County, TX has 11 watched banks; 11 Jefferson, TX banks sit in an elevated band. Jefferson, TX footprints: Stellar Bank (7 branches, stress 71) in Jefferson, TX; Texas First Bank (3 branches, stress 58) in Jefferson, TX; Prosperity Bank (3 branches, stress 33) in Jefferson, TX.

HUD lists 31 assisted multifamily properties in Jefferson County, TX with 4,500 units; 1,983 Jefferson, TX units are assisted, 13 Jefferson, TX properties under project-based Section 8.

15,077 of the 109,884 housing units in Jefferson, TX sit vacant. Jefferson County, TX permitted 14 multifamily units in twelve months; Jefferson, TX's one-to-four unit structures added 255 units in Jefferson County, TX.