ZIP 77627 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77627 (Jefferson County, Texas) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). Structural risk reads 81/100 against active distress of 7/100. Leading the profile are structural risk (81/100), construction/permit lag (78/100), institutional ownership (61/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 8% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 10,005 housing units. The poverty rate is 8.7%. The demographic-stress sub-score lands at 27/100. Around 39% of renters are cost-burdened. At $75,778, median income runs near typical U.S. levels. Around 25% of adults hold a bachelor's degree or higher. 75% of housing is owner-occupied. About 21,951 people live here, median age 38. Home values center near $208,700, an affordability ratio of 2.7× — accessible. The vacancy rate is 9.8%.

Overall, 77627 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 77627 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 77627 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Texas. Where the public record is thin for 77627, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 77627 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For a buyer, 77627 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.