ZIP 77642 Foreclosure, Tax-Lien & Distress Report

ZIP 77642's composite property-distress score is 36/100 - DLRadar classes that as moderate for Jefferson County, Texas. On the structural side it scores 81/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). Its heaviest discrete signals: structural risk (81/100), construction/permit lag (78/100), institutional ownership (61/100). On the quiet end sit mortgage stress (24/100).

The market reads peak — home values rose 3.6% year on year, and 18% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

38,051 residents call 77642 home, typically aged 32. The typical home is worth about $104,700 (2.3× income, relatively affordable). Educational attainment sits at 11% bachelor's-or-above. 52% of housing is owner-occupied. At $41,677, median income runs below typical U.S. levels. The poverty rate is 31.7% — high, a tax-stress and distress correlate. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. There are about 16,446 housing units across 77642. DLRadar's demographic-stress index for the area reads 36/100. Around 48% of renters are cost-burdened.

On the whole, 77642 leans distressed, with opportunity clustered in specific stressed parcels. 77642 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 77642's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 77642 reflects the current record instead of a stale or modeled snapshot.

Each component behind 77642 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 77642 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.