ZIP 77629 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77629 (Jefferson County, Texas) lands at 36/100 — moderate on DLRadar's distress scoring. The most distinctive pressure shows up in structural risk (80/100), construction/permit lag (76/100), institutional ownership (61/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (90/100), FEMA disaster exposure (76/100). The latent-versus-live split is 80/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

87% of housing is owner-occupied. Around 64% of renters are cost-burdened. The poverty rate is 9.4%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $55,833, below the U.S. median near $78,000. 524 residents call 77629 home, typically aged 51. The ZIP holds roughly 229 housing units. Home values center near $176,300, an affordability ratio of 3.0× — accessible. About 20% have a four-year degree. Vacancy runs 11.2%.

On balance 77629 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 77629 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 77629 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77629 can be compared directly against any other ZIP in Jefferson County, Texas or nationwide. Where the record is thin for 77629, the field stays empty rather than modeled, and fills in as new documents post.

Behind 77629's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 77629 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.