ZIP 77665 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77665 (Chambers County, Texas) at a moderate 32/100 for overall property distress. The pressure is most legible in construction/permit lag (77/100), structural risk (72/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (86/100), FEMA disaster exposure (74/100), climate & FEMA risk (70/100)). The split runs 72/100 structural to 7/100 active on the ground.

The peak-phase market in 77665 posted values that rose 2.9% over the year, and 10% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $81,021, near the U.S. median near $78,000. 75% of housing is owner-occupied. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 17% have a four-year degree. Around 18% of renters are cost-burdened. On demographic stress specifically, 77665 scores 28/100. About 7,751 people live here, median age 39. The ZIP holds roughly 2,797 housing units. The typical home is worth about $169,900 (2.5× income, relatively affordable). The vacancy rate is 12.6% — elevated.

Net-net, 77665 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 77665 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Chambers County, Texas and the nation. 77665 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 77665 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 77665 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.