ZIP 77520 Property Distress & Foreclosure Data

Harris County, Texas's ZIP 77520 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (64/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low.

The market reads peak — home values rose 1.6% year on year, and 9% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

At $54,249, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 34/100. The poverty rate is 21.1% — high, a tax-stress and distress correlate. 53% of housing is owner-occupied. Around 40% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 10.7%. About 35,724 people live here, median age 37. The ZIP holds roughly 14,479 housing units. The typical home is worth about $150,700 (2.7× income, relatively affordable).

Net-net, 77520 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.