ZIP 77640 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Texas's ZIP 77640 registers 36/100 composite distress, which DLRadar reads as moderate. The split runs 81/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (75/100)). Its standout signals are structural risk (81/100), construction/permit lag (78/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 77640 posted values that rose 3.6% over the year, and 36% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $109,600 (1.9× income, relatively affordable). Owners hold 67% of homes, renters 33%. There are about 9,003 housing units across 77640. Around 12% of adults hold a bachelor's degree or higher. Rent burden reaches 52% of tenant households. The vacancy rate is 22.4% — elevated. DLRadar's demographic-stress index for the area reads 33/100. Roughly 23.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 17,480 people live here, median age 38. Median household income is $50,832, below the U.S. median near $78,000.

Net-net, 77640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 77640 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 77640 runs through one identical scoring model, so its 36/100 sits on the same scale as every other ZIP in Jefferson County, Texas and the nation. Where the record is thin for 77640, the field stays empty rather than modeled, and fills in as new documents post.

77640's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 77640 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.