ZIP 77640 Property Distress & Foreclosure Data

DLRadar grades ZIP 77640 (Jefferson County, Texas) at a moderate 34/100 for overall property distress. Structural risk reads 74/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (78/100). Property-level stress concentrates in structural risk (74/100), institutional ownership (61/100), construction/permit lag (51/100). By contrast, mortgage stress (24/100) register low.

The market reads peak — home values rose 1.6% year on year, and 36% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $109,600 (1.9× income, relatively affordable). 67% of housing is owner-occupied. There are about 9,003 housing units across 77640. Around 12% of adults hold a bachelor's degree or higher. Rent burden reaches 52% of tenant households. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. The poverty rate is 23.7% — high, a tax-stress and distress correlate. About 17,480 people live here, median age 38. At $50,832, median income runs below typical U.S. levels.

Net-net, 77640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.