ZIP 77701 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Texas, ZIP 77701 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. Structural exposure scores 81 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (81/100), construction/permit lag (78/100), institutional ownership (60/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (73/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $84,000, an affordability ratio of 1.6× — accessible. Rent burden reaches 42% of tenant households. The ZIP holds roughly 5,842 housing units. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal. 54% of housing is owner-occupied. 24.3% of residents fall below the poverty threshold. Around 8% of adults hold a bachelor's degree or higher. Median household income is $48,711, below the U.S. median near $78,000. About 12,328 people live here, median age 36. The demographic-stress sub-score lands at 33/100.

On the whole, 77701 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 77701 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 77701 reflects the current record instead of a stale or modeled snapshot.

The 36/100 figure for 77701 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 77701 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.