Chambers County, TX: Foreclosures, Tax Liens & Distressed Properties

Chambers County, TX, Texas: 11 ZIP codes scored, Chambers County, TX averaging 32/100 (moderate, Chambers, TX), from 29 to 36. Chambers County, TX is in its recovery phase (Chambers, TX confidence 17/100): Chambers, TX home prices up 2.7% (Chambers, TX) over twelve months. Chambers County, TX lender headwind: 49/100.

Highest-scoring Chambers County, TX ZIPs: 77520 (36/100), 77535 (35/100), 77575 (35/100), 77521 (34/100), 77665 (32/100), 77514 (31/100). Also scored in Chambers County, TX: 77560, 77580, 77597, 77661, 77523.

Across Chambers County, TX's scored ZIPs: median home value $226,563, household income $77,884, 12.6% vacancy, 15.2% poverty, 70% owner-occupied, median age 34.6.

Chambers County, TX insurance distress 78/100 (#417 in the US); FEMA hazard 74/100 for Chambers, TX; 2 federal disaster declarations in Chambers County, TX since 2023 (2 hurricane); 33 Chambers, TX NFIP flood claims, $584K paid; Chambers, TX construction distress 74/100.

6 banks with 10 branches lend in Chambers County, TX; Chambers, TX weighted bank stress 65/100, highest 82/100 in Chambers, TX.

Chambers County, TX unemployment 5.4% (Chambers, TX +0.3 pts, six months); 424 new housing units permitted in Chambers County, TX over twelve months, Chambers, TX down 27% from 580; Chambers, TX home prices +8.0% a year (Chambers, TX) over three years.

18,937 housing units in Chambers County, TX; 2,907 Chambers, TX renter households; 30% of Chambers, TX renters spend 30%+ of income on rent, 15% (Chambers, TX) half or more.

Chambers County, TX ranks #718 nationally on the opportunity index (Chambers, TX, among all ranked counties); Chambers, TX scores 32.3/100 and Chambers, TX sits #86 inside Texas. Chambers, TX is in the watchlist opportunity phase; Chambers, TX's primary driver is construction, Chambers, TX second driver bank institutional; Chambers, TX moved up 630 places. 32 short-sale listings across Chambers, TX; 79 days on market observed in Chambers, TX; 8.5% vacancy over 11 Chambers, TX ZIPs.

No CFPB county sample covers Chambers County, TX. The metro area reading for Chambers, TX (Houston-Pasadena-The Woodlands, TX): 1.4% ninety-plus days late; Chambers, TX's thirty-to-eighty-nine share is 3.1% (Chambers, TX, December 2025 data); Texas overall 1.2%.

Chambers County, TX has 5 watched banks; 5 Chambers, TX banks sit in an elevated band. Chambers, TX footprints: Anahuac National Bank (4 branches, stress 82) in Chambers, TX; Prosperity Bank (2 branches, stress 33) in Chambers, TX; Stellar Bank (1 branch, stress 71) in Chambers, TX.

HUD lists 2 assisted multifamily properties in Chambers County, TX with 272 units.

1,708 of the 18,937 housing units in Chambers, TX sit vacant. Chambers County, TX permitted 0 multifamily units in twelve months; Chambers, TX's one-to-four unit structures added 424 units in Chambers County, TX.