Chambers County, TX: Home-Insurance Distress & Forced-Sale Pressure
Chambers County, TX: 78/100 (severe) home-insurance distress; Chambers, TX band MEDIUM; Chambers, TX #417 of 3,222 counties; Chambers, TX #34 of 254 in Texas.
FEMA hazard, Chambers, TX: 74/100; Chambers, TX declarations, three years: 2; Chambers, TX perils: 2 hurricane; Chambers, TX five-year count 2 (severity 3.0); Chambers, TX ten-year 2; hazard-weighted, Chambers, TX: 10.0.
Declared incidents on the Chambers, TX record: 2024 Hurricane 2 (Chambers, TX).
NFIP claims, Chambers, TX, three years: 33; Chambers, TX payouts $583,728; per Chambers, TX claim $17,689; Chambers, TX claim-stress 84/100.
Chambers, TX monthly score fell, 81 (March 2026) to 78 (October 2026); Chambers, TX by month: March 81, April 81, May 81, June 81 (Chambers, TX), July 80, August 81, September 79, October 78.
Chambers, TX components: climate 73, NFIP claims 84; Chambers, TX retreat index 78.
Construction distress, Chambers, TX: 74/100 as of August 2026 (Chambers, TX: 75/100 one-to-four unit, 6/100 multifamily).
Chambers, TX ZIPs, June 2026 (Chambers, TX, 11 highest): score 0 (Chambers, TX), climate 99 (Chambers, TX): 77520; score 0 (Chambers, TX), climate 91 (Chambers, TX): 77521; score 0 (Chambers, TX), climate 77 (Chambers, TX): 77535, 77575; score 0 (Chambers, TX), climate 70 (Chambers, TX): 77665; score 0 (Chambers, TX), climate 64 (Chambers, TX): 77523; score 0 (Chambers, TX), climate 62 (Chambers, TX): 77514, 77560, 77580, 77597, Chambers, TX 77661.
DLRadar rescores Chambers, TX monthly; Chambers, TX readings join Chambers, TX foreclosure, lien and ownership parcels (Chambers, TX), so cost-squeezed Chambers, TX owners surface before listing.
Inside Texas, Chambers County ranks 34th of 254 counties for home-insurance distress at 78/100; Aransas County (78/100) sits just above Chambers County, and Brazos County (78/100) sits just below Chambers County.
Deterministic. Every Chambers County, TX signal traces to a public Chambers dataset (FEMA, NFIP, Census for Chambers, TX) · how insurance distress works in Chambers, TX · methodology
FAQ: Chambers County, TX insurance distress
What is the Chambers County, TX home-insurance-distress score?
Chambers, TX: 78/100 (MEDIUM), #417 of 3,222, #34 in Texas. FEMA hazard, Chambers, TX: 74/100; NFIP stress, Chambers, TX: 84/100; construction, Chambers, TX: 74/100; Chambers, TX rescores monthly.
Is Chambers County insurance distress getting better or worse (TX)?
Chambers, TX: 81 in March 2026; Chambers, TX: 78 in October 2026 (better); Chambers, TX climate component 73; Chambers, TX NFIP claims score 84.
How many flood-insurance claims has Chambers County, TX had?
Chambers, TX: 33 NFIP claims, three years; Chambers, TX paid $583,728; per Chambers, TX claim $17,689; carriers reprice Chambers, TX against that record.
Which Chambers County ZIP codes carry the most insurance distress (TX)?
Chambers, TX, June 2026: 77520 at 0, 77521 at 0, 77535 at 0, 77575 at 0; Chambers, TX climate scores there: 99, 91, 77, 77.
Why does Chambers, TX insurance distress create sellers?
A Chambers, TX premium outruns the Chambers, TX budget; a carrier leaves Chambers, TX; Chambers, TX carrying cost passes plan; Chambers, TX owners sell while current; Chambers, TX insurance distress leads Chambers, TX foreclosure data.