Chambers County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chambers County, TX distress report, 2026: 11 ZIPs scored in Chambers, TX, Chambers, TX average 32/100; the top Chambers, TX ZIP is 77520 at 35/100; Chambers, TX market phase recovery, Chambers, TX prices +2.7% year over year.
- Chambers, TX ranks #720 nationally (opportunity index); Chambers, TX #86 in Texas; Chambers, TX index 32.3.
- Chambers, TX: no CFPB county sample; Chambers, TX metro area reading 1.4%.
- Chambers, TX ZIP phases: 10 recovery, 1 peak.
- Chambers, TX residential listings tracked: 20 across 7 ZIPs; Chambers, TX candidate listings 12.
- Chambers, TX HUD assisted properties: 2 with 272 units.
- Chambers, TX lenders on watch: 5; largest Chambers, TX footprint Anahuac National Bank (4 branches).
- Chambers, TX most distressed ZIP: 77520 at 35/100.
Chambers, TX figures: DLRadar distress index; Chambers, TX inputs: CFPB, FHFA, HUD, FDIC; Chambers, TX rebuilt as sources refresh.
| Rank | Chambers, TX ZIP | Score |
|---|---|---|
| 1 | 77520 | 35/100 |
| 2 | 77535 | 35/100 |
| 3 | 77575 | 35/100 |
| 4 | 77521 | 34/100 |
| 5 | 77665 | 32/100 |
| 6 | 77514 | 31/100 |
| 7 | 77560 | 31/100 |
| 8 | 77580 | 31/100 |
| 9 | 77597 | 31/100 |
| 10 | 77661 | 31/100 |
| 11 | 77523 | 29/100 |
Most distressed Chambers, TX ZIPs (0-100, 2026)
Mortgage delinquency around Chambers, TX
No CFPB county sample covers Chambers, TX; the metro area reading for Chambers, TX (Houston-Pasadena-The Woodlands, TX): 1.4% ninety-plus; Chambers, TX area thirty-to-eighty-nine 3.1% (December 2025, Chambers, TX); Texas overall 1.2%.
Opportunity index: Chambers, TX
Chambers, TX index 32.3, Chambers, TX phase watchlist; Chambers, TX primary driver construction, Chambers, TX second driver bank institutional. Chambers, TX components: property stress 18.4, foreclosure pressure 17.5, listing discounts 44.6, bank stress 56.6, insurance 0.0; Chambers, TX pulse 34.0; Chambers, TX capital opportunity 30.3; Chambers, TX seven-day change -0.1%.
ZIP market phases inside Chambers, TX
11 Chambers, TX ZIPs carry a price-cycle phase; Chambers, TX ZIPs by phase (Chambers, TX), deepest drawdown first: peak, +2.9% YoY, 0.0% off peak (Chambers, TX): 77665; recovery, +2.7% YoY (Chambers, TX): 77514, 77520, 77521, 77523, Chambers, TX 77535, 77560, 77575, 77580, Chambers, TX 77597, 77661.
Residential listings by Chambers, TX ZIP
Chambers, TX ZIPs with the most tracked Chambers, TX residential listings: 77523 15 listings, 10 candidates, bank pressure 57; 77514 3 listings, 2 candidates, bank pressure 62; 77665 2 listings, 0 candidates, bank pressure 61; 77560 0 listings, 0 candidates, bank pressure 62 (Chambers, TX); 77580 0 listings, 0 candidates, bank pressure 62; 77597 0 listings, 0 candidates, bank pressure 62; 77661 0 listings, 0 candidates, bank pressure 62. Chambers, TX totals: 20 listings; Chambers, TX candidates 12; active ZIPs 3.
HUD assisted housing in Chambers, TX
2 assisted properties with 272 units sit in Chambers, TX; largest Chambers, TX properties: Eaglebrook (Mont Belvieu) 152 units; The Retreat At Barber's Hill (Mont Belvieu) 120 units.
Lenders with branches in Chambers, TX
Chambers, TX lenders by branch count: Anahuac National Bank (Chambers, TX): stress 82, 4 branches low in Chambers, TX; Prosperity Bank (Chambers, TX): stress 33, 2 branches low in Chambers, TX; Stellar Bank (Chambers, TX): stress 71, 1 branch low in Chambers, TX; First Liberty Bank (Chambers, TX): stress 59, 1 branch low in Chambers, TX; Texas First Bank (Chambers, TX): stress 58, 1 branch low in Chambers, TX.
Vacancy and permits, Chambers, TX
1,708 of 18,937 Chambers, TX housing units are vacant; Chambers, TX permits, twelve months: 0 multifamily units in Chambers, TX, 424 one-to-four unit units.
Work Chambers, TX at the parcel level
Every Chambers, TX parcel carries owner and address; every Chambers, TX parcel carries APN; Chambers, TX distress scores sit on the Chambers, TX live board.
Chambers, TX figures refresh with each source.
Chambers, TX questions
Most distressed ZIP code in Chambers County, TX?
ZIP 77520 leads Chambers, TX at 35/100; next in Chambers, TX: 77535 at 35/100; the Chambers, TX average is 32/100.
Where does Chambers County, TX rank for investment opportunity?
Chambers, TX is #720 among all ranked counties, #86 in Texas; the Chambers, TX driver is construction; Chambers, TX moved up 613 places.
How many mortgages are delinquent in Chambers County, TX?
Chambers, TX takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Chambers, TX.
Which banks lend in Chambers County, TX?
5 watched lenders hold Chambers, TX branches; the largest Chambers, TX footprints are Anahuac National Bank (4), Prosperity Bank (2), Stellar Bank (1).
More on Chambers, TX
Chambers County, TX distress report: public-record figures for Chambers, TX; not legal advice for Chambers, TX; not tax or investment advice; verify every Chambers, TX record before acting.