ZIP 77514 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77514 (Chambers County, Texas) lands at 31/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (75/100), climate & FEMA risk (62/100)). The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (70/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. The split runs 70/100 structural to 7/100 active on the ground.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 30% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $215,200, an affordability ratio of 2.7× — accessible. The poverty rate is 19.4% — high, a tax-stress and distress correlate. About 5,213 people live here, median age 37. Rent burden reaches 38% of tenant households. Owners hold 86% of homes, renters 14%. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 77514 scores 31/100. There are about 2,482 housing units across 77514. Median household income is $73,500, near the U.S. median near $78,000. Educational attainment sits at 10% bachelor's-or-above.

On the whole, 77514 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 77514 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 77514 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 77514 shows as blanks, never estimates, and the score updates on every fresh public filing.

77514's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 77514 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.