ZIP 77538 Foreclosure, Tax-Lien & Distress Report

Liberty County, Texas's ZIP 77538 registers 35/100 composite distress, which DLRadar reads as moderate. The split runs 79/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100), climate & FEMA risk (77/100). Leading the profile are structural risk (79/100), construction/permit lag (76/100), institutional ownership (69/100). On the quiet end sit mortgage stress (25/100).

The market reads recovery — home values rose 2.7% year on year, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $75,625 — near the roughly $78,000 national figure. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. About 8% have a four-year degree. About 818 people live here, median age 47. Home values center near $145,800, an affordability ratio of 2.0× — accessible. The demographic-stress sub-score lands at 23/100. The vacancy rate is 15.5% — elevated. The tenure split is 93% owner-occupied to 7% rented. There are about 348 housing units across 77538.

Net-net, 77538 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 77538 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 77538's 35/100 can be lined up against any neighbor in Liberty County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 77538 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 77538 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 77538 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.