ZIP 77659 Foreclosure, Tax-Lien & Distress Report

ZIP code 77659 in Hardin County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Latent structural risk is 70/100 while live distress already moving reads 7/100. Leading the profile are structural risk (70/100), institutional ownership (68/100), construction/permit lag (48/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (89/100), climate & FEMA risk (70/100)).

The peak-phase market in 77659 posted values that rose 3.6% over the year, and 17% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,847 residents call 77659 home, typically aged 35. On demographic stress specifically, 77659 scores 26/100. The vacancy rate is 12.3% — elevated. Rent burden reaches 44% of tenant households. The ZIP holds roughly 2,271 housing units. Around 27% of adults hold a bachelor's degree or higher. Home values center near $241,100, an affordability ratio of 2.2× — accessible. 6.5% of residents fall below the poverty threshold. The tenure split is 86% owner-occupied to 14% rented. At $108,461, median income runs above typical U.S. levels.

On the whole, 77659 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 77659 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77659 can be compared directly against any other ZIP in Hardin County, Texas or nationwide. 77659 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 77659 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 77659 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.