ZIP 77657 Property Distress & Foreclosure Data

ZIP code 77657 in Hardin County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (69/100), institutional ownership (64/100), construction/permit lag (51/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), FEMA disaster exposure (81/100), climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 15% higher over three years, at 42/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

21,691 residents call 77657 home, typically aged 40. A median home runs $256,100 here, or 2.6 times local income. Roughly 8.4% live below the poverty line. Rent burden reaches 41% of tenant households. Vacancy runs 7.0%. On demographic stress specifically, 77657 scores 26/100. The tenure split is 84% owner-occupied to 16% rented. Households earn a median $93,225 — above the roughly $78,000 national figure. There are about 9,441 housing units across 77657. About 26% have a four-year degree.

Overall, 77657 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.