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ZIP 77585 Foreclosure, Tax-Lien & Distress Report

Hardin County, Texas · High Poverty market

Hardin County, Texas's ZIP 77585 registers 31/100 composite distress, which DLRadar reads as moderate. The split runs 70/100 structural to 0/100 active on the ground. Its standout signals are structural risk (70/100), institutional ownership (68/100), construction/permit lag (48/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (89/100), climate & FEMA risk (70/100)).

The market reads peak — home values rose 3.6% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $211,100. Educational attainment sits at 9% bachelor's-or-above. On demographic stress specifically, 77585 scores 42/100. 1,123 residents call 77585 home, typically aged 31. The poverty rate is 42.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 481 housing units. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 53% of tenant households. 83% of housing is owner-occupied.

Net-net, 77585 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 77585 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 77585 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77585 can be compared directly against any other ZIP in Hardin County, Texas or nationwide. 77585 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 31/100 figure for 77585 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 77585 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

31/100
Composite stress
70/100
Structural risk
0/100
Distress activity

What is driving ZIP 77585’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk70
9 further distress layers are graded for 77585

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

77585 at a glance

77585 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Get the full acquisition report for 77585

The full 77585 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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