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Hardin County, TX: Foreclosures, Tax Liens & Distressed Properties

Hardin County, TX, Texas: 12 ZIP codes scored, Hardin County, TX averaging 32/100 (moderate, Hardin, TX), from 30 to 35. Hardin County, TX is in its peak phase (Hardin, TX confidence 33/100): Hardin, TX home prices up 3.6% (Hardin, TX) over twelve months. Hardin County, TX lender headwind: 43/100.

Highest-scoring Hardin County, TX ZIPs: 77369 (35/100), 77564 (35/100), 77374 (32/100), 77376 (32/100), 77519 (32/100), 77585 (32/100). Also scored in Hardin County, TX: 77625, 77657, 77659, 77656, 77663, 77664.

Across Hardin County, TX's scored ZIPs: median home value $173,690, household income $79,100, 17.7% vacancy, 13.1% poverty, 88% owner-occupied, median age 43.8.

Hardin County, TX insurance distress 88/100 (#148 in the US); FEMA hazard 84/100 for Hardin, TX; 4 federal disaster declarations in Hardin County, TX since 2023 (2 hurricane, 2 flood); 60 Hardin, TX NFIP flood claims, $3.0M paid; Hardin, TX construction distress 53/100.

7 banks with 11 branches lend in Hardin County, TX; Hardin, TX weighted bank stress 69/100, highest 85/100 in Hardin, TX.

Hardin County, TX unemployment 4.8% (Hardin, TX +0.3 pts, six months); 370 new housing units permitted in Hardin County, TX over twelve months, Hardin, TX down 2% from 379; Hardin, TX home prices +5.9% a year (Hardin, TX) over three years.

25,100 housing units in Hardin County, TX; 3,806 Hardin, TX renter households; 41% of Hardin, TX renters spend 30%+ of income on rent, 19% (Hardin, TX) half or more.

Hardin County, TX ranks #283 nationally on the opportunity index (Hardin, TX, among all ranked counties); Hardin, TX scores 34.8/100 and Hardin, TX sits #39 inside Texas. Hardin, TX is in the peak_opportunity opportunity phase; Hardin, TX's primary driver is bank institutional, Hardin, TX second driver vacancy; Hardin, TX moved up 133 places. 19 short-sale listings across Hardin, TX; 116 days on market observed in Hardin, TX; 11.2% vacancy over 12 Hardin, TX ZIPs.

No CFPB county sample covers Hardin County, TX. The metro area reading for Hardin, TX (Beaumont-Port Arthur, TX): 1.7% ninety-plus days late; Hardin, TX's thirty-to-eighty-nine share is 3.8% (Hardin, TX, December 2025 data); Texas overall 1.2%.

Hardin County, TX has 4 watched banks; 4 Hardin, TX banks sit in an elevated band. Hardin, TX footprints: Citizens Bank (2 branches, stress 85) in Hardin, TX; Stellar Bank (2 branches, stress 71) in Hardin, TX; Bridge City State Bank (1 branch, stress 73) in Hardin, TX.

HUD lists 1 assisted multifamily property in Hardin County, TX with 80 units.

2,878 of the 25,100 housing units in Hardin, TX sit vacant. Hardin County, TX permitted 0 multifamily units in twelve months; Hardin, TX's one-to-four unit structures added 370 units in Hardin County, TX.

Peak
Market phase
3.6%
Hardin, TX HPI YoY
-0.1%
Drawdown
33
Hardin confidence

Highest-distress Hardin County ZIP codes

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