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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 77376 Foreclosure, Tax-Lien & Distress Report

Hardin County, Texas · Distress market

In Hardin County, Texas, ZIP 77376 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 70/100, against 0/100 of stress already in motion. What sets it apart are the readings on structural risk (70/100), institutional ownership (68/100), construction/permit lag (48/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (89/100), climate & FEMA risk (70/100)).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.2% — elevated. About 0% have a four-year degree. Owners hold 98% of homes, renters 2%. DLRadar's demographic-stress index for the area reads 19/100. The ZIP holds roughly 305 housing units. Around 0% of renters are cost-burdened. Population is roughly 575 with a median age of 42. Roughly 10.3% live below the poverty line.

Overall, 77376 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 77376 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 77376 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 77376 reflects the current record instead of a stale or modeled snapshot.

77376's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 77376 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

31/100
Composite stress
70/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 77376

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk70
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

77376 at a glance

A live read on 77376: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Hardin County ZIPs near 77376

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Each signal above is traceable to an open dataset · methodology

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