ZIP 77376 Foreclosure, Tax-Lien & Distress Report

In Hardin County, Texas, ZIP 77376 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. Structurally it carries 69/100, against 0/100 of stress already in motion. What sets it apart are the readings on structural risk (69/100), institutional ownership (65/100), construction/permit lag (52/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), FEMA disaster exposure (83/100), climate & FEMA risk (70/100)).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.2% — elevated. About 0% have a four-year degree. Owners hold 98% of homes, renters 2%. DLRadar's demographic-stress index for the area reads 43/100. The ZIP holds roughly 305 housing units. Around 0% of renters are cost-burdened. Population is roughly 575 with a median age of 42. Roughly 10.3% live below the poverty line.

Overall, 77376 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 77376 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 77376 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 77376 reflects the current record instead of a stale or modeled snapshot.

77376's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 77376 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.