ZIP 77656 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77656 (Hardin County, Texas) at a moderate 31/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (92/100), FEMA disaster exposure (89/100), climate & FEMA risk (68/100)). Structural risk reads 69/100 against active distress of 7/100. Property-level stress concentrates in structural risk (69/100), institutional ownership (68/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (25/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 12% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 7,900 housing units across 77656. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. About 17,132 people live here, median age 41. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 15.6%. 79% of housing is owner-occupied. Households earn a median $61,084 — below the roughly $78,000 national figure. A median home runs $114,000 here, or 1.9 times local income.

Net-net, 77656 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 77656 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 77656 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 77656 stays directly comparable to neighboring ZIPs and the rest of Hardin County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 77656 shows blanks, not estimates, wherever the record is sparse.

77656's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 77656 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.