ZIP 77656 Property Distress & Foreclosure Data

Hardin County, Texas's ZIP 77656 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (92/100), FEMA disaster exposure (81/100), climate & FEMA risk (68/100)). The latent-versus-live split is 68/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (64/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 77656 posted values that rose 1.9% over the year, and 12% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,900 housing units. Educational attainment sits at 17% bachelor's-or-above. The vacancy rate is 14.6% — elevated. Population is roughly 17,132 with a median age of 41. Around 37% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. 15.6% of residents fall below the poverty threshold. Owners hold 79% of homes, renters 21%. Median household income is $61,084, below the U.S. median near $78,000. Home values center near $114,000, an affordability ratio of 1.9× — accessible.

On the whole, 77656 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.