ZIP 75938 Foreclosure, Tax-Lien & Distress Report
Tyler County, Texas · High Vacancy market
ZIP 75938's composite property-distress score is 33/100 - DLRadar classes that as moderate for Tyler County, Texas. The latent-versus-live split is 76/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (82/100)). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (76/100), institutional ownership (66/100). On the quiet end sit mortgage stress (27/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 84% of homes, renters 16%. A median home runs $97,300 here, or 2.4 times local income. Rent burden reaches 26% of tenant households. The ZIP holds roughly 1,702 housing units. The vacancy rate is 35.5% — elevated. The poverty rate is 23.1% — high, a tax-stress and distress correlate. Population is roughly 2,456 with a median age of 49. On demographic stress specifically, 75938 scores 30/100. About 12% have a four-year degree. Median household income is $48,903, below the U.S. median near $78,000.
On the whole, 75938 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 75938 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. 75938 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
75938's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 75938 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 75938 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 75938 Stress Report snapshot
75938 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Tyler County ZIP reports
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Deterministic. Every signal traces to a public dataset · methodology