ZIP 77612 Foreclosure, Tax-Lien & Distress Report

ZIP code 77612 in Jasper County, Texas carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (76/100), institutional ownership (69/100), structural risk (68/100). By contrast, mortgage stress (26/100) register low. The split runs 68/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (89/100).

The market reads peak — home values rose 2.0% year on year, and 13% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $118,000, an affordability ratio of 1.7× — accessible. Around 12% of adults hold a bachelor's degree or higher. At $63,683, median income runs below typical U.S. levels. Around 2% of renters are cost-burdened. The vacancy rate is 12.4% — elevated. The demographic-stress sub-score lands at 21/100. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 86% owner-occupied to 14% rented. There are about 4,158 housing units across 77612. 9,152 residents call 77612 home, typically aged 37.

Net-net, 77612 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 77612 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 77612 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 77612 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 77612 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 77612 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.