Hardin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hardin County, Texas? DLRadar grades every Hardin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Hardin County breakdown.
- Hardin County's most distressed ZIP is 77369 at 35/100.
- 12 ZIP codes tracked in Hardin County, averaging 32/100 distress.
- Hardin County reads peak — home values up 3.6% year over year.
- Vacancy runs 17.7% across Hardin County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Hardin County home is worth about $173,690 against a ~$79,100 median income.
- Lending headwind in Hardin County sits at 43/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 77369 | 35/100 |
| 2 | 77564 | 35/100 |
| 3 | 77374 | 31/100 |
| 4 | 77376 | 31/100 |
| 5 | 77519 | 31/100 |
| 6 | 77585 | 31/100 |
| 7 | 77625 | 31/100 |
| 8 | 77656 | 31/100 |
| 9 | 77657 | 31/100 |
| 10 | 77659 | 31/100 |
| 11 | 77663 | 31/100 |
| 12 | 77664 | 30/100 |
Most distressed ZIP codes in Hardin County (composite distress 0-100, 2026)
What is driving Hardin County distress
The Hardin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 32/100 ZIP average. No proprietary or modelled inputs enter the score.
Hardin County market phase and pricing
Hardin County reads peak — home prices rose 3.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hardin County
The Hardin County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
No card charged today · explore every module with live data.
Questions about this county
Which part of Hardin County, TX scores highest for distress?
ZIP 77369 leads Hardin County at 35/100, recomputed monthly from public records.
Which phase does Hardin County sit in right now?
The market phase for Hardin County is peak, prices rising 3.6% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Hardin County scores?
Every Hardin County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Hardin County ZIP codes that it runs on every other U.S. county, so Hardin County's numbers are directly comparable to any other market.
How much do distress scores vary between Hardin County ZIP codes?
The county figure is a blend, not a description. Across the Hardin County ZIPs DLRadar ranks, scores run from 35/100 in 77369 down to 30/100 in 77664, against a Hardin County average of 32/100. With 5 points between best and worst, county-level targeting in Hardin County wastes effort.
What do Hardin County home values and vacancy say about distressed supply?
The typical Hardin County home carries about $173,690 of value against a median household income near $79,100. Vacancy across Hardin County's tracked ZIPs runs 17.7% and the poverty rate is 13.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Hardin County's foreclosure and tax-lien filings and its 43/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.