Hardin County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hardin County, TX distress report, 2026: 12 ZIPs scored in Hardin, TX, Hardin, TX average 32/100; the top Hardin, TX ZIP is 77369 at 35/100; Hardin, TX market phase peak, Hardin, TX prices +3.6% year over year.
- Hardin, TX ranks #293 nationally (opportunity index); Hardin, TX #39 in Texas; Hardin, TX index 34.8.
- Hardin, TX: no CFPB county sample; Hardin, TX metro area reading 1.7%.
- Hardin, TX ZIP phases: 11 peak, 1 recovery.
- Hardin, TX residential listings tracked: 56 across 9 ZIPs; Hardin, TX candidate listings 14.
- Hardin, TX HUD assisted properties: 1 with 80 units.
- Hardin, TX lenders on watch: 4; largest Hardin, TX footprint Citizens Bank (2 branches).
- Hardin, TX most distressed ZIP: 77369 at 35/100.
Hardin, TX figures: DLRadar distress index; Hardin, TX inputs: CFPB, FHFA, HUD, FDIC; Hardin, TX rebuilt as sources refresh.
| Rank | Hardin, TX ZIP | Score |
|---|---|---|
| 1 | 77369 | 35/100 |
| 2 | 77564 | 35/100 |
| 3 | 77374 | 32/100 |
| 4 | 77376 | 32/100 |
| 5 | 77519 | 32/100 |
| 6 | 77585 | 32/100 |
| 7 | 77625 | 32/100 |
| 8 | 77657 | 32/100 |
| 9 | 77659 | 32/100 |
| 10 | 77656 | 31/100 |
| 11 | 77663 | 31/100 |
| 12 | 77664 | 30/100 |
Most distressed Hardin, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hardin, TX
No CFPB county sample covers Hardin, TX; the metro area reading for Hardin, TX (Beaumont-Port Arthur, TX): 1.7% ninety-plus; Hardin, TX area thirty-to-eighty-nine 3.8% (December 2025, Hardin, TX); Texas overall 1.2%.
Opportunity index: Hardin, TX
Hardin, TX index 34.8, Hardin, TX phase peak_opportunity; Hardin, TX primary driver bank institutional, Hardin, TX second driver vacancy. Hardin, TX components: property stress 23.6, foreclosure pressure 21.9, listing discounts 43.7, bank stress 65.7, insurance 0.0; Hardin, TX pulse 38.6; Hardin, TX capital opportunity 29.1; Hardin, TX seven-day change -0.6%.
ZIP market phases inside Hardin, TX
12 Hardin, TX ZIPs carry a price-cycle phase; Hardin, TX ZIPs by phase (Hardin, TX), deepest drawdown first: peak, +3.6% YoY, 0.1% off peak (Hardin, TX): 77374, 77376, 77519, 77585, Hardin, TX 77625, 77657, 77659; peak, +3.3% YoY, 0.1% off peak (Hardin, TX): 77656, 77663; peak, +2.9% YoY, 0.0% off peak (Hardin, TX): 77564; peak, +2.2% YoY, 0.0% off peak (Hardin, TX): 77664; recovery, +2.7% YoY, 0.0% off peak (Hardin, TX): 77369.
Residential listings by Hardin, TX ZIP
Hardin, TX ZIPs with the most tracked Hardin, TX residential listings: 77625 43 listings, 9 candidates, bank pressure 69; 77585 4 listings, 0 candidates, bank pressure 69; 77656 4 listings, 2 candidates, bank pressure 68; 77663 4 listings, 2 candidates, bank pressure 68 (Hardin, TX); 77657 1 listings, 1 candidates, bank pressure 69; 77374 0 listings, 0 candidates, bank pressure 69; 77376 0 listings, 0 candidates, bank pressure 69; 77519 0 listings, 0 candidates, bank pressure 69. Hardin, TX totals: 56 listings; Hardin, TX candidates 14; active ZIPs 3.
HUD assisted housing in Hardin, TX
1 assisted properties with 80 units sit in Hardin, TX; largest Hardin, TX properties: La Belle Vie Apartments (Lumberton) 80 units.
Lenders with branches in Hardin, TX
Hardin, TX lenders by branch count: Citizens Bank (Hardin, TX): stress 85, 2 branches low in Hardin, TX; Stellar Bank (Hardin, TX): stress 71, 2 branches low in Hardin, TX; Bridge City State Bank (Hardin, TX): stress 73, 1 branch low in Hardin, TX; First Financial Bank (Hardin, TX): stress 49, 1 branch low in Hardin, TX.
Vacancy and permits, Hardin, TX
2,878 of 25,100 Hardin, TX housing units are vacant; Hardin, TX permits, twelve months: 0 multifamily units in Hardin, TX, 370 one-to-four unit units.
Work Hardin, TX at the parcel level
Every Hardin, TX parcel carries owner and address; every Hardin, TX parcel carries APN; Hardin, TX distress scores sit on the Hardin, TX live board.
Hardin, TX figures refresh with each source.
Hardin, TX questions
Most distressed ZIP code in Hardin County, TX?
ZIP 77369 leads Hardin, TX at 35/100; next in Hardin, TX: 77564 at 35/100; the Hardin, TX average is 32/100.
Where does Hardin County, TX rank for investment opportunity?
Hardin, TX is #293 among all ranked counties, #39 in Texas; the Hardin, TX driver is bank institutional; Hardin, TX moved up 131 places.
How many mortgages are delinquent in Hardin County, TX?
Hardin, TX takes the metro area reading of 1.7% for December 2025; no CFPB county sample covers Hardin, TX.
Which banks lend in Hardin County, TX?
4 watched lenders hold Hardin, TX branches; the largest Hardin, TX footprints are Citizens Bank (2), Stellar Bank (2), Bridge City State Bank (1).
More on Hardin, TX
Hardin County, TX distress report: public-record figures for Hardin, TX; not legal advice for Hardin, TX; not tax or investment advice; verify every Hardin, TX record before acting.