Galveston County, TX: Foreclosures, Tax Liens & Distressed Properties

Galveston County, TX, Texas: 19 ZIP codes scored, Galveston County, TX averaging 34/100 (moderate, Galveston, TX), from 34 to 36. Galveston County, TX is in its recovery phase (Galveston, TX confidence 17/100): Galveston, TX home prices up 2.7% (Galveston, TX) over twelve months. Galveston County, TX lender headwind: 49/100.

Highest-scoring Galveston County, TX ZIPs: 77511 (36/100), 77517 (35/100), 77510 (34/100), 77518 (34/100), 77539 (34/100), 77546 (34/100). Also scored in Galveston County, TX: 77550, 77551, 77554, 77555, 77563, 77565, 77568, 77573, 77590, 77591.

Across Galveston County, TX's scored ZIPs: median home value $300,869, household income $90,426, 19.1% vacancy, 11.9% poverty, 69% owner-occupied, median age 44.0.

Galveston County, TX insurance distress 80/100 (#341 in the US); FEMA hazard 74/100 for Galveston, TX; 2 federal disaster declarations in Galveston County, TX since 2023 (2 hurricane); 806 Galveston, TX NFIP flood claims, $13.4M paid; Galveston, TX construction distress 53/100.

19 banks with 66 branches lend in Galveston County, TX; Galveston, TX weighted bank stress 61/100, highest 77/100 in Galveston, TX.

Galveston County, TX unemployment 4.9% (Galveston, TX +0.3 pts, six months); 2,593 new housing units permitted in Galveston County, TX over twelve months, Galveston, TX down 2% from 2,658; Galveston, TX home prices +8.1% a year (Galveston, TX) over three years.

161,868 housing units in Galveston County, TX; 45,075 Galveston, TX renter households; 49% of Galveston, TX renters spend 30%+ of income on rent, 27% (Galveston, TX) half or more.

Galveston County, TX ranks #693 nationally on the opportunity index (Galveston, TX, among all ranked counties); Galveston, TX scores 32.4/100 and Galveston, TX sits #86 inside Texas. Galveston, TX is in the watchlist opportunity phase; Galveston, TX's primary driver is bank institutional, Galveston, TX second driver construction; Galveston, TX moved up 550 places. 83 short-sale listings across Galveston, TX; 111 days on market observed in Galveston, TX; 9.8% vacancy over 19 Galveston, TX ZIPs.

1.1% of Galveston County, TX mortgages were ninety-plus days late in December 2025; Galveston, TX's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Galveston, TX's ninety-day rate is up 0.3 points on twelve months earlier; the Galveston, TX peak since 2008 was 3.5% in December 2009; Texas overall reads 1.2%.

Galveston County, TX has 8 watched banks; 8 Galveston, TX banks sit in an elevated band. Galveston, TX footprints: Texas First Bank (13 branches, stress 58) in Galveston, TX; Moody National Bank (6 branches, stress 56) in Galveston, TX; Frost Bank (5 branches, stress 69) in Galveston, TX.

HUD lists 14 assisted multifamily properties in Galveston County, TX with 2,209 units; 50 Galveston, TX units are assisted, 1 Galveston, TX properties under project-based Section 8.

21,208 of the 161,868 housing units in Galveston, TX sit vacant. Galveston County, TX permitted 0 multifamily units in twelve months; Galveston, TX's one-to-four unit structures added 2,593 units in Galveston County, TX.