Galveston County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Galveston County, Texas? DLRadar grades every Galveston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Galveston County breakdown.
- Galveston County's most distressed ZIP is 77511 at 37/100.
- 19 ZIP codes tracked in Galveston County, averaging 34/100 distress.
- Galveston County reads recovery — home values up 2.7% year over year.
- Vacancy runs 19.1% across Galveston County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Galveston County home is worth about $300,869 against a ~$90,426 median income.
- Lending headwind in Galveston County sits at 49/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 77511 | 37/100 |
| 2 | 77546 | 36/100 |
| 3 | 77510 | 35/100 |
| 4 | 77517 | 35/100 |
| 5 | 77518 | 34/100 |
| 6 | 77539 | 34/100 |
| 7 | 77550 | 34/100 |
| 8 | 77551 | 34/100 |
| 9 | 77554 | 34/100 |
| 10 | 77555 | 34/100 |
| 11 | 77563 | 34/100 |
| 12 | 77565 | 34/100 |
Most distressed ZIP codes in Galveston County (composite distress 0-100, 2026)
What is driving Galveston County distress
Galveston County's placement in the national index rests on public filings — a 34/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Galveston County market phase and pricing
The cycle in Galveston County is recovery, with values up 2.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Galveston County
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Frequently asked
What is the hardest-hit ZIP in Galveston County?
ZIP 77511 leads Galveston County at 37/100, recomputed monthly from public records.
What market phase is Galveston County in?
The market phase for Galveston County is recovery, prices rising 2.7% on the year — derived from the FHFA House Price Index path.
How is the Galveston County data sourced?
Galveston County draws on FHFA (recovery trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 19 ZIPs are comparable to anywhere else.
How much do distress scores vary between Galveston County ZIP codes?
The county figure is a blend, not a description. Across the Galveston County ZIPs DLRadar ranks, scores run from 37/100 in 77511 down to 34/100 in 77565, against a Galveston County average of 34/100. That 3-point gap is why acquisition targeting in Galveston County works at ZIP level rather than county level.
What do Galveston County home values and vacancy say about distressed supply?
The typical Galveston County home carries about $300,869 of value against a median household income near $90,426. Vacancy across Galveston County's tracked ZIPs runs 19.1% and the poverty rate is 11.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Galveston County's foreclosure and lien data and its 49/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.