ZIP 77546 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77546 (Galveston County, Texas) returns a moderate composite of 36/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (81/100). Structurally it carries 79/100, against 7/100 of stress already in motion. Property-level stress concentrates in structural risk (79/100), institutional ownership (64/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (24/100).

The recovery-phase market in 77546 posted values that rose 2.7% over the year, and 15% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 4.3%. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Around 44% of renters are cost-burdened. About 54,082 people live here, median age 40. Households earn a median $121,914 — above the roughly $78,000 national figure. About 47% have a four-year degree. DLRadar's demographic-stress index for the area reads 25/100. The tenure split is 76% owner-occupied to 24% rented. There are about 20,248 housing units across 77546. A median home runs $380,700 here, or 2.9 times local income.

On balance 77546 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 77546 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 77546's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 77546 reflects the current record instead of a stale or modeled snapshot.

The 36/100 figure for 77546 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 77546 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.