ZIP 77546 Property Distress & Foreclosure Data

DLRadar grades ZIP 77546 (Galveston County, Texas) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (79/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (76/100), institutional ownership (63/100), construction/permit lag (49/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 15% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.3%. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Around 44% of renters are cost-burdened. 54,082 residents call 77546 home, typically aged 40. Households earn a median $121,914 — above the roughly $78,000 national figure. About 47% have a four-year degree. On demographic stress specifically, 77546 scores 25/100. The tenure split is 76% owner-occupied to 24% rented. The ZIP holds roughly 20,248 housing units. A median home runs $380,700 here, or 2.9 times local income.

Overall, 77546 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.