ZIP 77539 Foreclosure, Tax-Lien & Distress Report

ZIP code 77539 in Galveston County, Texas carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (76/100), institutional ownership (62/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted. Latent structural risk is 76/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100).

The market reads recovery — home values rose 2.7% year on year, and 6% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $85,263, near the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Around 39% of renters are cost-burdened. About 26% have a four-year degree. Vacancy runs 7.4%. The demographic-stress sub-score lands at 28/100. There are about 19,037 housing units across 77539. About 47,164 people live here, median age 36. 12.2% of residents fall below the poverty threshold. The typical home is worth about $264,800 (2.9× income, relatively affordable).

On balance 77539 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 77539 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 77539 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Galveston County, Texas and the nation. Nothing here is interpolated — where a source is thin for 77539, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

77539's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 77539 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.