Gaines County, TX: Foreclosures, Tax Liens & Distressed Properties

Gaines County, TX, Texas: 5 ZIP codes scored, Gaines County, TX averaging 11/100 (minimal, Gaines, TX), from 7 to 12. Gaines County, TX is in its peak phase (Gaines, TX confidence 22/100): Gaines, TX home prices up 2.0% (Gaines, TX) over twelve months. Gaines County, TX lender headwind: 3/100.

Highest-scoring Gaines County, TX ZIPs: 79323 (12/100), 79342 (12/100), 79359 (12/100), 79360 (12/100), 79331 (7/100).

Across Gaines County, TX's scored ZIPs: median home value $144,660, household income $73,340, 10.2% vacancy, 11.7% poverty, 78% owner-occupied, median age 38.0.

Gaines County, TX insurance distress 0/100 (#3,079 in the US); FEMA hazard 0/100 for Gaines, TX; Gaines, TX construction distress 44/100.

5 banks with 6 branches lend in Gaines County, TX; Gaines, TX weighted bank stress 50/100, highest 85/100 in Gaines, TX.

Gaines County, TX unemployment 3.3% (Gaines, TX +0.1 pts, six months); 16 new housing units permitted in Gaines County, TX over twelve months, Gaines, TX up 7% from 15; Gaines, TX home prices +10.2% a year (Gaines, TX) over three years.

7,719 housing units in Gaines County, TX; 1,650 Gaines, TX renter households; 26% of Gaines, TX renters spend 30%+ of income on rent, 10% (Gaines, TX) half or more.

Gaines County, TX ranks #2,103 nationally on the opportunity index (Gaines, TX, among all ranked counties); Gaines, TX scores 27.3/100 and Gaines, TX sits #186 inside Texas. Gaines, TX is in the weak opportunity phase; Gaines, TX's primary driver is bank institutional, Gaines, TX second driver construction; Gaines, TX moved up 571 places. 2 short-sale listings across Gaines, TX; 112 days on market observed in Gaines, TX; 8.3% vacancy over 5 Gaines, TX ZIPs.

No CFPB county sample covers Gaines County, TX. The non-metro area reading for Gaines, TX: 1.4% ninety-plus days late; Gaines, TX's thirty-to-eighty-nine share is 3.5% (Gaines, TX, December 2025 data); Texas overall 1.2%.

Gaines County, TX has 5 watched banks; 5 Gaines, TX banks sit in an elevated band. Gaines, TX footprints: First United Bank (2 branches, stress 48) in Gaines, TX; Cornerstone Capital Bank Ssb (1 branch, stress 85) in Gaines, TX; West Texas National Bank (1 branch, stress 58) in Gaines, TX.

790 of the 7,719 housing units in Gaines, TX sit vacant. Gaines County, TX permitted 0 multifamily units in twelve months; Gaines, TX's one-to-four unit structures added 16 units in Gaines County, TX.