ZIP 79342 Foreclosure, Tax-Lien & Distress Report

Gaines County, Texas's ZIP 79342 registers 13/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 28/100, with 1/100 of stress already active. Leading the profile are construction/permit lag (50/100), structural risk (28/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $120,000, an affordability ratio of 1.9× — accessible. Roughly 15.2% live below the poverty line. 100% of housing is owner-occupied. Around 7% of adults hold a bachelor's degree or higher. Population is roughly 282 with a median age of 57. On demographic stress specifically, 79342 scores 23/100. The ZIP holds roughly 107 housing units. Median household income is $83,125, near the U.S. median near $78,000. The vacancy rate is 7.9%.

Overall 79342 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 79342 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 79342 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 79342 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 79342's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 79342 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.