ZIP 79316 Foreclosure, Tax-Lien & Distress Report

Terry County, Texas's ZIP 79316 registers 17/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (100/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structurally it carries 40/100, against 1/100 of stress already in motion.

The peak-phase market in 79316 posted values that rose 2.0% over the year, and 5% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Population is roughly 9,907 with a median age of 36. The tenure split is 64% owner-occupied to 36% rented. Rent burden reaches 51% of tenant households. Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $103,900 here, or 2.5 times local income. Vacancy runs 9.8%. The ZIP holds roughly 4,286 housing units. Educational attainment sits at 10% bachelor's-or-above. On demographic stress specifically, 79316 scores 34/100. At $43,865, median income runs below typical U.S. levels.

On the whole, 79316 leans distressed, with opportunity clustered in specific stressed parcels. While 79316 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 79316 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Terry County, Texas and the nation. Where the public record is thin for 79316, the field stays empty rather than modeled, and fills in as new documents post.

79316's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 79316 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.