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Terry County, TX: Foreclosures, Tax Liens & Distressed Properties

Terry County, TX, Texas: 6 ZIP codes scored, Terry County, TX averaging 16/100 (low, Terry, TX), from 12 to 20. Terry County, TX is in its peak phase (Terry, TX confidence 22/100): Terry, TX home prices up 2.0% (Terry, TX) over twelve months. Terry County, TX lender headwind: 0/100.

Highest-scoring Terry County, TX ZIPs: 79358 (20/100), 79316 (17/100), 79345 (17/100), 79378 (17/100), 79359 (12/100), 79376 (12/100).

Across Terry County, TX's scored ZIPs: median home value $126,375, household income $52,466, 26.6% vacancy, 7.7% poverty, 74% owner-occupied, median age 34.4.

Terry County, TX insurance distress 0/100 (#3,114 in the US); FEMA hazard 0/100 for Terry, TX; Terry, TX construction distress 94/100.

2 banks with 2 branches lend in Terry County, TX; Terry, TX weighted bank stress 33/100.

Terry County, TX unemployment 4.4% (Terry, TX +0.1 pts, six months).

4,789 housing units in Terry County, TX; 1,504 Terry, TX renter households; 42% of Terry, TX renters spend 30%+ of income on rent, 24% (Terry, TX) half or more.

Terry County, TX ranks #2,207 nationally on the opportunity index (Terry, TX, among all ranked counties); Terry, TX scores 27.0/100 and Terry, TX sits #193 inside Texas. Terry, TX is in the weak opportunity phase; Terry, TX's primary driver is construction, Terry, TX second driver vacancy; Terry, TX moved up 420 places. 10.7% vacancy over 6 Terry, TX ZIPs.

No CFPB county sample covers Terry County, TX. The non-metro area reading for Terry, TX: 1.4% ninety-plus days late; Terry, TX's thirty-to-eighty-nine share is 3.5% (Terry, TX, December 2025 data); Texas overall 1.2%.

Terry County, TX has 2 watched banks; 2 Terry, TX banks sit in an elevated band. Terry, TX footprints: Prosperity Bank (1 branch, stress 33) in Terry, TX; Sundown State Bank (1 branch, stress 33) in Terry, TX.

492 of the 4,789 housing units in Terry, TX sit vacant.

Peak
Market phase
2%
Terry, TX HPI YoY
0%
Drawdown
22
Terry confidence

Highest-distress Terry County ZIP codes

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