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Potter County, TX: Foreclosures, Tax Liens & Distressed Properties

Potter County, TX, Texas: 17 ZIP codes scored, Potter County, TX averaging 24/100 (low, Potter, TX), from 10 to 28. Potter County, TX is in its peak phase (Potter, TX confidence 16/100): Potter, TX home prices up 2.7% (Potter, TX) over twelve months. Potter County, TX lender headwind: 5/100.

Highest-scoring Potter County, TX ZIPs: 79101 (28/100), 79102 (28/100), 79104 (28/100), 79106 (28/100), 79107 (28/100), 79111 (28/100). Also scored in Potter County, TX: 79124, 79103, 79108, 79058, 79109, 79121, 79118, 79010, 79036, 79068.

Across Potter County, TX's scored ZIPs: median home value $182,414, household income $63,958, 13.0% vacancy, 14.5% poverty, 62% owner-occupied, median age 37.5.

Potter County, TX insurance distress 65/100 (#772 in the US); FEMA hazard 59/100 for Potter, TX; 3 federal disaster declarations in Potter County, TX since 2023; 3 Potter, TX NFIP flood claims, $110K paid; Potter, TX construction distress 35/100.

12 banks with 30 branches lend in Potter County, TX; Potter, TX weighted bank stress 51/100, highest 85/100 in Potter, TX.

Potter County, TX unemployment 4.4% (Potter, TX -0.1 pts, six months); 1,228 new housing units permitted in Potter County, TX over twelve months, Potter, TX up 14% from 1,076; Potter, TX home prices +7.4% a year (Potter, TX) over three years.

49,390 housing units in Potter County, TX; 18,414 Potter, TX renter households; 44% of Potter, TX renters spend 30%+ of income on rent, 22% (Potter, TX) half or more.

Potter County, TX ranks #964 nationally on the opportunity index (Potter, TX, among all ranked counties); Potter, TX scores 31.3/100 and Potter, TX sits #107 inside Texas. Potter, TX is in the watchlist opportunity phase; Potter, TX's primary driver is vacancy, Potter, TX second driver bank institutional; Potter, TX moved up 720 places. 12 short-sale listings across Potter, TX; 101 days on market observed in Potter, TX; 13.3% vacancy over 17 Potter, TX ZIPs.

No CFPB county sample covers Potter County, TX. The metro area reading for Potter, TX (Amarillo, TX): 0.9% ninety-plus days late; Potter, TX's thirty-to-eighty-nine share is 3.6% (Potter, TX, December 2025 data); Texas overall 1.2%.

Potter County, TX has 8 watched banks; 8 Potter, TX banks sit in an elevated band. Potter, TX footprints: Amarillo National Bank (11 branches, stress 53) in Potter, TX; Firstbank Southwest (3 branches, stress 66) in Potter, TX; Herring Bank (2 branches, stress 85) in Potter, TX.

HUD lists 7 assisted multifamily properties in Potter County, TX with 980 units; 212 Potter, TX units are assisted, 1 Potter, TX properties under project-based Section 8.

6,809 of the 49,390 housing units in Potter, TX sit vacant. Potter County, TX permitted 505 multifamily units in twelve months; Potter, TX's one-to-four unit structures added 723 units in Potter County, TX.

Peak
Market phase
2.7%
Potter, TX HPI YoY
-0.7%
Drawdown
16
Potter confidence

Highest-distress Potter County ZIP codes

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