ZIP 79101 Foreclosure, Tax-Lien & Distress Report

ZIP code 79101 in Potter County, Texas carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The split runs 61/100 structural to 3/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). Its standout signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,388 housing units. Roughly 24.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $167,600 here, or 3.8 times local income. Around 15% of adults hold a bachelor's degree or higher. Population is roughly 2,458 with a median age of 46. Rent burden reaches 48% of tenant households. 13% of housing is owner-occupied. The demographic-stress sub-score lands at 42/100. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $40,313 — below the roughly $78,000 national figure.

Net-net, 79101 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 79101 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 79101 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 79101 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 79101 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 79101 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.