ZIP 79102 Foreclosure, Tax-Lien & Distress Report

ZIP code 79102 in Potter County, Texas carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in structural risk (61/100), institutional ownership (45/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 61/100 structural and 3/100 already moving.

The peak-phase market in 79102 posted values that rose 2.7% over the year, and 8% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 20% of adults hold a bachelor's degree or higher. There are about 4,711 housing units across 79102. On demographic stress specifically, 79102 scores 33/100. Rent burden reaches 35% of tenant households. Roughly 23.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $153,100 (3.0× income, relatively affordable). Households earn a median $48,551 — below the roughly $78,000 national figure. The vacancy rate is 11.6% — elevated. The tenure split is 54% owner-occupied to 46% rented. 8,822 residents call 79102 home, typically aged 39.

Net-net, 79102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 79102 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 79102 stays directly comparable to neighboring ZIPs and the rest of Potter County, Texas. 79102 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 for 79102 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 79102 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.